Privacy

We respect and are committed to protecting your privacy. That is why we have adopted this Privacy Policy. This Privacy Policy lets you know how and for what purposes your personal information is being collected, processed and used. We pledge that we will take reasonable steps to ensure that your personal information will only be used in ways that are in compliance with this Privacy Policy.

This Privacy Policy describes Shellpoint Partner’s online privacy practices and applies to anyone who visits our website. It explains how we may collect information from you online when you visit our website and how we may protect and use that information.

Information New Penn Financial, LLC obtains when you apply for or obtain a loan or other product or service from us to be used primarily for personal, family or household purposes is also governed by a separate document, our customer Privacy Notice, that we will give you when you apply for or obtain the product or service.

Privacy Notice for Customers in all states other than California

Privacy Notice for California Customers

If you are an applicant or a customer, please refer to that Notice for additional information.

Introduction

At Shellpoint Partners, we recognize that the privacy and security of your personal nonpublic financial information is an important concern. We have established and implemented policies and procedures to protect this information.

Our Policies and Practices With Respect To Your Personal Information

Your privacy is considered in all aspects of our business. We maintain physical, electronic and procedural safeguards that comply with our professional standards and procedures. If we collect identifying information from you, we will protect that information with controls based upon recognized security standards, regulations, and industry-based best practices.

How Information is Collected

Website Visitors/Registered Users

When you browse our site as a visitor or are a registered user of this website, we may collect and store information about your online visit. This information may include the time and length of your visit, the pages you view on our site, and the name of your internet service provider. We use this data on an aggregate basis to measure site activity, and on an individual basis to make the site more useful and provide information that may be of interest to you.

Registered Users Only

Information collected about registered users is used and shared in accordance with our customer Privacy Notice.

As a registered user, you may use the website to:

  • Provide information to us about you when you complete an online application or other form;
  • Provide information to us about you during web page registration; and
  • Provide information to us about you during personal profile updates.

Cookies

From time to time, we may send a “cookie” to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server. We may use web cookies for security purposes to recognize your computer when you log into your account. We may also make use of web cookies or similar data on certain parts of our website for fraud prevention and other purposes. If you disable your web browser’s ability to accept our web cookies, it may not be possible for you to access your online account.

Customer Account, Password and Security

For certain features available through the Site, we require the use of encryption technologies provided for your protection and/or your use of a UserID and password after setting up a User Account. We use reasonable precautions to protect the privacy of your UserID, password and User Account information by utilizing a secure connection. Accordingly, your UserID, password and User Account information are encrypted using a secure connection and are not expected to be read in an intelligible form as they travel to the Site. You, however, are ultimately responsible for protecting your UserID, password and User Account information from disclosure to third parties, and you are not permitted to circumvent the use of required encryption technologies. You agree to: (a) immediately notify Shellpoint Partners of any unauthorized use of your UserID, password and/or User Account, and/or any other breach of security, and (b) ensure that you exit from your User Account at the end of each session. While we provide certain encryption technologies and use other reasonable precautions to protect your confidential information and provide suitable security, we do not and cannot guarantee that information transmitted through the Internet is secure, or that such transmissions are free from delay, interruption, interception or error.

Privacy Outside the Website

The Site may contain various links to other websites, including links to various third party service providers. Shellpoint Partners is not and cannot be responsible for the privacy practices or the content of any of those other websites. Other than under agreements with certain reputable organizations and companies, and except for third party service providers whose services you voluntarily elect to utilize, we do not share any of the personal information that you provide to us with any of the websites to which the Site links. Please check with those websites in order to determine their privacy policies and your rights under them.

Your Consent to This Online Privacy Policy

By using the Site, you consent to the collection and use of information by us as specified above or as we otherwise see fit unless you inform us otherwise by means of the procedure identified below. If we change this Privacy Policy, we will make an effort to post those changes on this web page so that you will always be able to understand what information we collect, how we use that information and under what circumstances we may disclose that information to others. If we change the New Penn Financial Privacy Notice Privacy Notice, customers will be notified as required by applicable law. We may use comments, information or feedback that you may submit in any manner that we may choose without notice or compensation to you.

If you have additional questions or comments of any kind or if you see anything on the website that you think is inappropriate, please let us know by sending an e-mail with your comments or requests to contact@shellpointllc.com.

Effective Date: March 11, 2013