Terms of Use

General Terms of Use

The purpose of this website (“Site”) is limited to providing you with general information on our services and philosophy. BY ACCESSING, VISITING, BROWSING, USING OR ATTEMPTING TO INTERACT WITH ANY PART OF THIS SITE, YOU AGREE THAT YOU HAVE READ, UNDERSTAND AND AGREE TO BE BOUND BY THIS AGREEMENT. IF YOU DO NOT AGREE TO BE BOUND BY THIS AGREEMENT, DO NOT ACCESS OR USE ANY PART OF THIS SITE.   Shellpoint Partners LLC reserves the right to, in its sole discretion, change, modify, add or remove portions of these terms at any time with or without notice. Continued use of any part of this Site constitutes your acceptance of such changes.  The most current version of the Terms of Use, which supersedes all previous versions, can be reviewed by clicking on the “Terms of Use” hyperlink located at the bottom of [every] page on the Shellpoint Partners Site.  

Personal and Non-Commercial Use Limitation

All material, content, information, resources, products or services accessible from this Site, and any other website owned, operated, licensed, or otherwise controlled by Shellpoint Partners or its subsidiaries (the “Content”) are for your personal and non-commercial use. You may not use this Site or the Content for any other purpose, including any commercial purpose, without Shellpoint Partners’ express prior written consent. You may not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other web site, transfer or sell any Content obtained from this Site.

ACCESS TO THIS SITE    

Shellpoint Partners reserves the right, in its sole discretion, to discontinue this Site in part or in its entirety, or to terminate your access to this Site or any portion of this Site at any time, without notice.

 In addition, to access  some of the Content this Site offers, you may be asked to provide certain registration details or other information. It is a condition of your use of this Site that all the information you provide on this Site will be correct, current, and complete. If Shellpoint Partners believes the information you provide is not correct, current, or complete, Shellpoint Partners has the right to refuse you access to this Site or any of its resources, and to terminate or suspend your access at any time. 

PROPRIETARY INFORMATION

The Content is the proprietary information of Shellpoint Partners or the party that provided or licensed the Content to Shellpoint, whereby such providing party retains all right, title, and interest in the Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of Shellpoint Partners, except that you may print out a copy of the Content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Modification or use of the Content except as expressly provided in these Terms of Use violates Shellpoint Partners’ intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site.

HYPER-LINKS

This Site may be hyper-linked to other sites which are not maintained by, or related to, Shellpoint Partners. Hyper-links to such sites are provided as a service to users and are not sponsored by or affiliated with this Site or Shellpoint Partners. Shellpoint Partners has not reviewed any or all of such sites and is not responsible for the content of those sites. Shellpoint Partners makes no representations or warranties about the content, completeness or accuracy of sites hyper-linked to this site, consequently, we cannot be held responsible for the accuracy, relevancy, copyright compliance, legality, or nature of material contained linked to our Site.

 DISCLAIMER; LIMITATION OF LIABILITY

YOUR USE OF THIS SITE IS AT YOUR OWN RISK. THE CONTENT IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. SHELLPOINT PARTNERS DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.  You are entirely responsible for independently verifying and approving the results, accuracy, adequacy, completeness, validity, enforceability and quality of any such Information and we do not guarantee, verify or make any representations or warranties with regard to the same.

 All of the information in this site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this Site, and  Shellpoint Partners does not undertake any obligation to update such information after it is posted or to remove such information from this site if it is not, or is no longer accurate or complete.

 SHELLPOINT PARTNERS DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED IN THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.  SHELLPOINT PARTNERS SHALL NOT BE LIABLE TO YOU FOR ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT.   IN NO EVENT SHALL SHELLPOINT PARTNERS OR  ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY CONTENT OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF SHELLPOINT PARTNERS OR ANY AFFILIATE HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

INDEMNITY

You will indemnify and hold Shellpoint Partners, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (the “Indemnified Parties”) harmless from and against (1) any breach of these Terms of Use by you, including any use of Content other than as expressly authorized in these Terms of Use, and (2) any claims brought by third parties arising out of your use of the Content.   

 SECURITY [Lighthouse Viewer]

Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). Shellpoint Partners will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that Shellpoint Partners considers insecure,   Shellpoint Partners will be entitled to require the password to be changed and/or terminate your account.

The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) in connection with this Site is strictly prohibited. If you become involved in any violation of system security, Shellpoint Partners reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. Stearns reserves the right to investigate suspected violations of these Terms of Use.

 Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without giving effect to any principles of conflicts of law and you hereby consent and submit to the personal jurisdiction of the courts of such state to resolve any legal action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the remainder of the terms and shall not affect the validity and enforceability of any remaining provisions.

Effective Date:   March 11, 2013